If you are working on an account which needs a bid or performance bond right now, call one of our representatives to review the account. Please be prepared to discuss the following underwriting issues:

           Contractor's background, history and experience
           Your relationship with the account
           Details of the project:
                      Description Estimate
                      Bid Date
                      Bond Form requirements
           Current workload of the contractor (bonded & unbonded)
           Local References Bank & Trade
           Present financial condition
           Underwriter may wish for you to FAX or Mail financials.

Our representative will review the account on its merits and obtain a decision from the carrier based on the time available and information at hand. If we are able to handle the bond, you will be required to manage /coordinate all of the technical details regarding bond delivery, including proper completion of the General Indemnity Agreement. The follow through on all requested supporting documentation will also be your responsibility.

The nature of our resultant agency /broker relationship will be dependent on what opportunities exist between your agency and Cumberland Surety. We are prepared to handle your business either directly or through a broker arrangement.

             Contacts:
                      Lexington: (800) 767 - 8622
                              William ("B") Patterson
                              Lucy Parks Mahan