Founded by a group of business men actively involved in Kentucky mining operations, Cumberland Surety began operations as the Reclamation Surety Insurance Company in 1985, providing reclamation bonds for the for the smaller and medium sized coal operators in Kentucky. Since then, Cumberland has provided reclamation bonds for coal and other mining operations in 15 states across the US.

Cumberland's approach to reclamation bonding is unique in the industry. It developed from a combination of very specific "on the ground" knowledge of its coal operators coupled with the financial security concerns of a surety.

Today, utilizing the underwriting facilities of its carriers, Cumberland provides bonding resources to a large range of mining operators. Through its affiliate NewBridge Services, Inc. initial reclamation bonding evaluation is performed drafting and recommending a bonding program for the client. Once the program has begun, Cumberland provides the client and the surety ongoing monitoring of the operation and evaluation of the current "risk on the ground".

This awareness of the nature of the actual exposure of the surety's bonds as measured by the current risk on the ground, allows the surety to better respond to the needs of the client.

The Reclamation staff of Cumberland is comprised entirely of coal reclamation professionals. With specialties in the earth sciences, these individuals have considerable past experience with mining regulation and were instrumental in the creation of the present Kentucky system of reclamation regulation.

Representing over 75 years of Coal Reclamation specific experience, this team of experts brings a level of expertise unmatched in the industry. Their efforts have resulted, not only in the proper control of the surety's risk, but also in the very positive impact in our environment.